• Quick and Easy

    Financing solution is made faster and efficient.

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  • We are
    Dynamic

    Our team comprises of dedicated professionals equipped with diverse array of skills, vast experiences and win-win attitude.

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  • Privacy and Security Protected

    Providing security and protection to every customer's account and privacy.

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  • Lowest Interest Rates

    Rates are lower than the prevailing market rates.

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Welcome to AFC

AMAARA Financial Corporation or AFC is a dynamic financing company offering consumer and commercial services. Established in June 2011 with the aim to be the preferred and most trusted financing institution in Mindanao, AFC's marketplaces are people and commercial entities who wish to become financially independent.

It dedicates its unflinching efforts in helping consumers become free from financial worries when securing and obtaining the goods, benefits and conveniences of modern day living. Same time, it is also committed in helping commercial entities in meeting and financing their capital, developmental, expansion and other needs to keep it running.

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Helping Small Businesses

We are committed to provide customer-friendly products and services. No surprises, no frills, simply as it is presented.
The company offers financing solutions at a competitive rate and flexible payment terms for a worry-free customer.

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Happy Customers

AFC has a comprehensive and customized product line-up that is guaranteed to match the needs and expectations of the customers. To fulfill the demanding financial needs of a conventional consumer and businessmen and corporate sector as well.

BELOW ARE THE REQUIREMENTS OF OUR LOAN PRODUCTS

Frequenty Asked Questions

You can avail up to 30,000 for your first Loan. However, if you have a collateral presented, you can avail of your desired amount provided that you meet all the requirements set forth.

Salary and Consumer Loan - 6%
Buy-Back - 7%
ACE Loan - 6%
PCO Loan (Casual Employees) - 6%
PCO Loan (Affiliate Companies) - None

For Salary, Consumer and Motorcycle Loan, you need to provide a Post-dated Check
For Buy-Back, you need to provide Post-dated Check and Vehicle's OR-CR / Lot Title

If borrower is not the owner of the issued checks, the owner of the check should issue a Special Power of Attorney (SPA) in favour of the borrower to use the check.

Yes. But it will depend on your payment record and credit standing.

NO. there are no other charges/fees except for the stated above.

Processing time is 7 days upon the completion of the requirements.

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Unable to visit us to get our form? Download the form and submit to us personally for evaluation.
CONSUMER/COMMERCIAL LOAN FORM

Loan forms intended for employees and affiliates:
ACE FORM
HIZON FORM 

Payment Due is scheduled in the following manner:

    • Loan Applied

      January 1-10

      January 11-21

      January 22-31
      Due Date

      February 16

      March 3

      March 9
  • A. Fully accomplished loan form

    B. Proof of Identity
    – Marriage Contract / Birth Certificate
    – 2 Valid Id’s
    – 2 pcs 2×2 picture
    – Vicinity Sketch

    C. Two (2) Co-makers
    – Marriage Contract / Birth Certificate
    – 2 Valid Id’s
    – 2 Months Payslip
    – Certificate of Employment
    – Vicinity Sketch

    D. Proof of Income

    If locally employed
    – Latest Income Tax Return (ITR)
    – Certificate of Employment
    – Latest Payslip for 2months
    – If married, latest payslip of spouse for 2months

    If employed abroad
    – Passport with Visa
    – Latest Employment contract validated by POEA
    – Certificate of Employment w/ Compensation
    – Latest payslip or remittance for 3 months

    If self – employed
    – Income Tax Return (ITR) for the last 2 years
    – Audited Financial Statement for the last 2 years
    – DTI/ SEC Business Registration & Business Permit
    – Bank account statement for the last six (6) months

  • A. Fully accomplished loan form
    B. Proof of Identity
    C. Proof of Income
    D. Additional Requirements:

    For car loan:
    – Vehicle model atleast 5 years before
    – OR / CR
    – Direct Stencil
    – Picture front & back of the car with the owner

    For property loan:
    – Photocopy of title
    – Photocopy of tax declaration (land & bldg)
    – Photocopy of receipt ( real prop. tax payment)
    – Photocopy of vicinity map
    – Original & photocopy of lease contract – if the property or part of the property is being rented out
    – List of occupants

  • A. Fully accomplished motorcycle loan form

    B. Proof of Identity
    – Marriage Contract / Birth Certificate
    – 2 Valid Id’s
    – 2 pcs 2×2 picture
    – Vicinity Sketch

    C. Proof of Income
    – Certificate of Employment
    – Latest Payslip for 2months

    D. Proof of Collateral
    – Postdated checks

    E. Two (2) Co-makers
    – Marriage Contract / Birth Certificate
    – 2 Valid Id’s
    – 2 Months Payslip
    – Certificate of Employment
    – Vicinity Sketch

  • A. Fully accomplished ace/pco loan form

    B. Proof of Identity
    – 2 Valid Id’s
    – Vicinity Sketch

    C. Proof of Income
    – Latest Payslip for 2months

    D. Additional requirements
    – Recommendation letter from branch head
    – Authorization letter and account numbers for deposit

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    We at AMAARA FINANCIAL CORP. are making great efforts to provide our clients a safe & worry-free environment.